Metro BG
Metro Protection app.

Metro Protection has you covered.

Don’t let surprise repair or replacement costs ruin your budget. Metro Protection covers loss, theft, and accidental damage so you can always stay connected. Just visit a Metro store to sign up within 30 days of activating your device on our network.

Pick your plan.

Three options to fit your lifestyle and budget.

METRO PROTECTION

Advanced

Starts at $6/mo. + taxes.

Great value. More coverage with lower out-of-pocket costs and multiple claims.

Your coverage
  • Accidental damage

    5 claims*, $20–$175 service fee
  • Screen repair
    $20-$29 service fee
  • Loss & theft
    5 claims*, $20–$275 deductible
  • Mechanical & electrical failure
    Unlimited claims, $20–$175 service fee

*5 claims combined between accidental damage and loss & theft in a 12-month rolling period.

Included add-ons
  • McAfee® Security for Metro®
    $17/mo. value
  • Unlimited tech support
    $8.25/mo. value

METRO PROTECTION

Basic

Starts at $3/mo. + taxes.

Most affordable. Lowest monthly cost for protection from occasional accidents.

Your coverage
  • Accidental damage
    1 claim*, $20–$275 service fee
  • Loss & theft
    1 claim*, $20–$275 deductible
  • Mechanical & electrical failure
    Unlimited claims, $20–$275 service fee

*1 claim combined between accidental damage and loss & theft in a 12-month rolling period.

We’ve got you covered.

Accidental damage

Everyday mishaps like drops, cracks, or spills—even if it’s your fault.

A person accidentally dropping their phone on the sidewalk.

Screen repair

Get fast repairs on cracked screens—without replacing the whole phone.

A person picks up their phone from the ground, and the phone screen is cracked.

Loss & theft

If your phone is lost or stolen, get a replacement without worrying about surprise costs.

A person comes upon a dropped phone on a ground.

Mechanical & electrical failure

When your phone stops working, but your warranty has run out.

A customer gets help from an employee in a Metro store.

Get additional value with included add-ons.

McAfee® Security for Metro®

Safeguard your device against online threats, viruses, data loss, and risky apps.

McAfee logo.

Scam Shield™ Premium

Premium features offer advanced scam-blocking protections and help optimize your calls and voicemails.

ScamShield logo.

Unlimited tech support

Save time and avoid stress with help from tech experts.

A person works on their computer and turns a dial on a computer server.

Need to file a claim?

If you already have Metro Protection, you can get started now.

Are you a New York resident?

We have device protection plans just for you.

Metro BG

Ready to sign up for Metro Protection?

Visit a store within 30 days of activating your device on our network to sign up for coverage.

Frequently Asked Questions

  • Metro Protection helps you avoid surprise repair/replacement costs and stay connected – without the big out-of-pocket costs, and with options that fit your budget. It protects you from:

    • Accidental damage: everyday incidents like drops, cracks, or spills, even if it’s your fault. Including front screen repairs (for smartphones only)
    • Loss and theft: including misplacing your device
    • Mechanical breakdown: including mechanical and electrical failures not caused by damage, even after the original manufacturer’s warranty has run out

    All customers have unlimited claims on mechanical/electrical failure, while customers have various claims available to them depending on the plan: 

     

    Metro Complete Protection

    Metro Advanced Protection

    Metro Basic Protection

    Accidental Damage and Loss and Theft (in a rolling 12-month period)

    Unlimited claims

    5 claims

    1 claim

    Mechanical/electrical failure

    UNLIMITED claims

    Front Screen-only repair (for smartphones only) 

    UNLIMITED claims

     

    N/A

  • Metro Protection is available in all states except AK, HI and NY. NY customers will continue to have PHP (Premium Handset Protection) available.

  • The monthly cost of Metro Protection varies per device, based on your device tier, and selected plan. 

  • It depends on your plan, device tier, and type of claim – all Metro Protection plans are designed to keep costs low, so you can stay connected without a big surprise bill. For example, the Metro Complete Protection plan has $0 out-of-pocket for front screen repairs. 

    To see what deductible or service fee applies to your device and plan, visit My Deductible/ Service Fee.

  • McAfee digital security helps:

    • Protect your device from malicious activities 
    • Proactively monitor, screen and block threats and malicious activities on your device
    • Detect, resolve and recover from identity theft 

    McAfee digital security provides protection for up to 10 devices across phones, tablets, computers, wearables and smartwatches, as well as $1M in identity theft reimbursement. You can access McAfee digital security by downloading the McAfee for Metro by T-Mobile app.

  • Unlimited tech support provides live, U.S.-based tech support and assistance for devices, including connected home devices. From setup, to troubleshooting and maintenance, get support from a tech expert on setting up your phone, updating your computer software or setting up your Live TV apps. 

  • Scam Shield Premium gives you access to:

    - Advanced scam-blocking technologies 
    - Block calls, texts, or both from any number 
    - Information with reverse phone number lookup 

  • The Metro Protection app by Assurant is a great tool to help you get the most of your plan. The Metro Protection app offers you: 

    - Plan management and 24/7 claim filing 

    -Store locator 

    - Device-specific troubleshooting and useful how-to tips 

    Plus, Metro Complete Protection and Metro Advanced Protection customers have access to:

    - Unlimited live tech support (call, chat, screen/camera share)  
    -Smartphone, tablet, PC/laptop, and smart home product support 

    -Smart device setup remote appointments 

  • At any Metro® by T-Mobile store.

  • Device protection may only be added during a "qualifying event". This is within 30 days of a qualified device purchase or activation--or when bringing your own phone to Metro. An in-store visual mechanical inspection is required if you add device protection after the purchase. Qualifying events apply to new activations or upgrade devices with no previous network history.

  • After you enroll, your coverage documents will be delivered to you.  You can also view your coverage on the Metro Protection app by Assurant or go to My Documents on mymetroclaim.com, our dedicated claims site.

  • The property insurance underwriter for loss and theft coverage is American Bankers Insurance Company of Florida. The Service Contract Obligor and for mechanical and electrical failure and accidental damage coverage, is Federal Warranty Service Corporation in all states, except in FL - United Service Protection, Inc. and in OK - Assurant Service Protection, Inc. The Metro Protection app is provided by The Signal. These companies operate under the trade name Assurant. McAfee® Security for Metro by T-Mobile is provided by McAfee, Inc.